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Free 100 Envelope Challenge Printable (PDF)
The 100 envelope challenge chart: 100 numbered boxes from $1 to $100. All 100 adds up to $5,050. Free printable tracker.
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How to use it
In the 100 envelope challenge, you number 100 envelopes from $1 to $100, pick one at random (many people do one a day), put that amount in and cross it off. Filling all 100 adds up to $5,050, because 1 + 2 + ... + 100 = 100 x 101 / 2. This chart puts all 100 amounts on one page, so you can track the challenge with real envelopes or with no envelopes at all.
If the full total is more than you want to aim for, two smaller versions use the same chart: halve every amount for a total of $2,525, or only use the $1 to $50 boxes for a total of $1,275. At one box a day, the full challenge takes 100 days. Some people put cash in envelopes, and others move each amount to a savings account and just cross the box off here.
Printing tips
- Pick the day's box with a dice roll or a random number app.
- Do the bigger numbers on paydays if that fits your budget.
- Write the date inside each box as you cross it off.
- Print at 100% or "Actual size" on US Letter paper (8.5 x 11 in). If you are in a country that uses A4, choose "Fit to page" so nothing gets cut off at the edges.
Goes well with: 52-week savings challenge, savings goal tracker, 30-day no-spend challenge.
FAQ
How much is the 100 envelope challenge?
$5,050 in total: the numbers 1 to 100 add up to 100 x 101 / 2 = 5,050.
How long does it take?
100 days at one envelope a day, or about 50 days at two a day.
Do I need real envelopes?
No. You can cross off boxes on this chart and move the money to a savings account instead.
What is the half version total?
Halving every amount gives $2,525. Using only the $1 to $50 boxes gives $1,275.
Is it free?
Yes. Free to download and print for personal use.
This printable is an organizing tool, not financial advice.
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